Equity Release
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  • Over 55’s only.
  • Release tax-free funds from the property
  • All plans under SHIP scheme.
  • No negative equity guarantee.
  • Right to stay in your own home.
  • Funds can be lump sum or in stages.

Mortgages – Residential
  • Up to 95% LTV.
  • First time buyers, homemovers, remortgage, capital raising.
  • Whole of market lender search.
  • Government help to buy.
  • Adverse credit considered.

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Mortgages – Buy to Let
  • Up to 80% LTV.
  • Rates from 2.95%, can be interest only.
  • Free valuation available.
  • Adverse credit accepted.
  • No minimum income – rental income based.

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Second charge loans
  • Raising capital from equity when residential mortgage is not unavailable.
  • Up to 75% LTV.
  • High income multiples.
  • Adverse credit accepted.
  • No up front fees.